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We help you enroll in the right Medicare coverage for you.

We've helped over 5000 people understand and successfully enroll in Medicare

Our goal is to make Medicare easy!  We’re an independent insurance brokerage in Central Florida that educates our clients about Medicare and provides recommendations for a plan that meets their needs and budget. 

How we help people turning 65.

We offer the least expensive Medicare Supplements or Medigap Plans, as well as the most popular Medicare Advantage and Part D Prescription Drug Plans in Florida.

We put our clients first. No exceptions. Before Sun Coast Legacy Advisors' make any recommendation we want to learn about you and your family.

Medicare is complicated and we believe having a good understanding of your options is critical. We help you make an informed decision by educating you on what's available.

Meet the Team

WILLIAM R. GAY

Owner / Licensed Sales Agent
407-787-9844
[email protected]

KAITLYN STAFFORD

Licensed Sales Agent
813-816-0909
[email protected]

JUSTIN STAFFORD

Licensed Sales Agent
305-317-7117
[email protected]

MEG HUTSON

Licensed Sales Agent
904-453-7699
[email protected]

MATT TANNER

Licensed Sales Agent
719-300-4588
[email protected]

BETH KALLIO

Licensed Sales Agent
386-492-0141
[email protected]

KEVIN WINEINGER

Licensed Sales Agent
352-575-9943
[email protected]

ANNA PONIATOWSKI

Administrative Assistant
239-236-3437
[email protected]

NICOLE VETTI

Administrative Assistant
321-257-4567
[email protected]

HANNAH KRIGER

Administrative Assistant
386-888-4921
[email protected]

SAMANTHA HENDERSON

407-794-0173
[email protected]

Patti ClarkePatti Clarke
21:18 16 Oct 24
I just want to say that I have had the best experience working with Agent Justin Stafford. He guided me towards a better Medicare plan that will best serve my needs and save me a lot of money.
Nancy SNancy S
12:50 16 Oct 24
Thanks to Bill and his staff we have faced another annual enrollment with ease.
Jeff StilpJeff Stilp
12:49 16 Oct 24
I have had a long relationshipship with Bill Gay with Sun coast.I put my trust in Bill and that is alot for me
Luz WynneLuz Wynne
19:38 15 Oct 24
Always great service. Bill Gates look a better plan for me and I am happy.
Gi LeGi Le
23:41 12 Oct 24
This kind of customer service is unheard of now-a-days! They understand everything about Medicare and supplements! I just got an email letting me know that my rep went over my med list and other info (which I had submitted earlier) and said I don't need to make any changes to my plan for this coming year. I am so grateful that I have knowledgeable and caring people to review my needs each year. I highly recommend this group!
brandy whitehurstbrandy whitehurst
20:48 08 Oct 24
Bill Gay has been helping me for two years now! He is extremely knowledgeable in all parts of Medicare. He is friendly and easy to talk to and understanding about your needs.
Jackie RuntasJackie Runtas
21:06 04 Oct 24
Suncoast legacy is wonderful to deal with. They are attentive to our Medicare needs and keep us posted If there is a better coverage out there.The office staff is marvelous to deal with and prompt to return calls!
Syb CBSyb CB
16:18 03 Oct 24
Wow, what can I say! A little over two years ago, I found Bill Gay and his team at Sun Coast Legacy Advisors. I am a widow was about to turn 65. Needless to say, I was inundated with calls, emails and mail/literature about Medicare - it was daunting. I received the Sun Coast Legacy Advisors brochure and knew I had found my team. I immediately called and have not been disappointed. I can honestly say that I have been most pleased with the service. I find it difficult to believe there could possibly be a better team anywhere, as they have checked the boxes in every aspect. Thanks Suncoast Legacy Team!
Dorene TierneyDorene Tierney
17:06 19 Sep 24
Bill Gay was recommended to me by my sister. She's been pleased with his service so I decided to call him when it was my time to sign up for Medicare. There is so much information about Medicare/plans/options out there - much of it wrong, a lot of it confusing! You really need someone with experience to help make the right choices as everyone's situation and needs are different. Bill takes his time to explain & you can tell he knows his stuff! Thank you for an organized, easy to understand process. Highly recommend Sun Coast Legacy Advisors - Bill and his team have impressed me so far!
Tom PayneTom Payne
03:15 19 Sep 24
Very knowledgeable on the intricacies of navigating the Medicare supplement market. Kevin Wineinger was a great resource.
Cheryl KempCheryl Kemp
23:06 18 Sep 24
Justin was very thorough in explaining benefits and plans in a logical way so that I could understand and feel comfortable in the choice I made.
Rosia WoodsonRosia Woodson
19:48 17 Sep 24
Mr. Justin Stafford is very helpful and detailed, extremely nice and very compassioned. He listened to what I needed and went out of his way to explain the many options. I am truly grateful.Thank you, Mr. Justin Stafford.
Conni RidolphConni Ridolph
18:52 13 Sep 24
Had a great conversation and experience with Bill regarding Medicare policy options. Very knowledgeable and helpful. Thank you!
Diane McEnteeDiane McEntee
20:39 12 Sep 24
Working with Beth, was such a pleasure. I knew I was in good hands, she went over the different choices so that I could understand them clearly. She was so helpful, with my Medicare snafu. I look forward to working with her again.
Susan ThamSusan Tham
20:55 11 Sep 24
Even with a lifelong career as a CPA working with tax laws and government rules I was overwhelmed by the details that affected my choices in selecting Medicare coverage. Meg Hutson did an excellent job in guiding me through all of the important factors and helping me select the plans that were the best for my particular needs. I had done some research before speaking with Meg but found that there was information I had missed that made a significant difference in which plan was best for me. The plan she led me to was a definite improvement over the one I would have chosen on my own.
JLN BennettJLN Bennett
16:41 02 Aug 24
I'm very appreciative of Bill Gay's willingness to go above and beyond in order to help our family. I called to sign my disabled son up for a Medicare Advantage plan because we had been informed that he had lost his special needs Medicare/Medicaid coverage. When Bill learned this, he did not want to just sign our son up for Medicare. He wanted to know why our son had lost his special needs coverage. He went right to work, making the needed phone calls so that our son could reapply for Medicare/Medicaid coverage. We're very grateful Bill's help, as he also made the process much easier.
Sandy KruseSandy Kruse
02:27 31 Jul 24
Kevin took a daunting task, something I delayed because it was overwhelming, and made it very easy for me. He explained the Medicare plans, checked which would be best for my personal needs, and made the process very easy. He also helped my husband previously. Kevin is professional, thorough, comprehensive and friendly. I will be recommending Kevin to my family and friends as they have insurance needs. Five stars isn’t enough, he’s a 10 out of 10.
Jon LigonJon Ligon
21:43 18 Jun 24
Kevin Wineinger is very informative and up to date on all the Medicare information. He is genuinely concerned about meeting my Medicare needs. He helped me decide which plan to choose from with all the companies he has access to. He really helped me understand what my benefits are and the costs involved. He put my mind at ease with all the choices that are out there. It can get quite confusing and frustrating to find the right one. I really appreciate his help and I will highly recommend him to my friends.
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When you share your information with us, a member of our Administrative Team may reach out via phone call and/or email to answer any questions, and discuss Medicare Advantage plans, Medicare Part D Plans, and/or Medicare Supplement Insurance.

By submitting your information, you give Sun Coast Legacy Advisors and its affiliates permission to contact you at the information provided above including texts and calls using an automatic telephone dialing system and verify that you are over 18. Accepting this consent is not required to obtain any good or service. This is a solicitation of insurance. 

By providing your name and contact information you are consenting to receive calls, text messages and/or emails from a licensed insurance agent about Medicare Plans at the number provided. This agreement is not a condition of enrollment.

At Sun Coast Legacy Advisors, we do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

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